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Breadth with a point of view
I am a seasoned professional with over 10 years of experience in the financial, technology, and social sector. My expertise lies in creating innovative solutions that address complex business challenges.
MD & CEO · Credifin · Punjab, India
Shalya Gupta.
Entrepreneur
Institution Builder
Changemaker
Over a decade working across finance, technology, and social impact, with a bias toward building durable institutions and practical change.
About
A career built across systems, markets, and people.
10+ years navigating financial markets, emerging technology, and social innovation.
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Finance
Technology
Social Impact
In the financial sector, I have worked with leading banks and financial institutions in risk management, investment banking, and corporate finance, advising on complex transactions and developing bespoke risk frameworks.
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In technology, I have led cross-functional teams across e-commerce, fintech, and healthcare. In the social sector, I have worked with non-profits and social enterprises to build scalable models using financial innovation.
Passionate about leveraging experience to create meaningful impact and drive positive change.
Journey
The timeline behind the role.
2013
One Youth Media
Founding Partner
A media venture built at the intersection of youth culture and digital storytelling.
2013
Benchmark Six Sigma
RABQSA Lean Six Sigma Green Belt
Grounding in operational excellence, systems thinking, and organisational behaviour.
2013
Benchmark Six Sigma
Lean Six Sigma Black Belt
Advanced training in business administration, management, and operations.
2016
Agile
Founder & Partner
Launching agile solutions for businesses adapting to a changing operating environment.
2017
EmpowerYouth + DSB
Founder & CEO · Managing Director
Running parallel ventures in education technology and youth empowerment.
2023 - Present
Credifin
Managing Director & CEO
2018 - 2022: Chief Business Officer · 2023 - Present: Managing Director & CEO
Leading one of Punjab's foremost financial institutions, bringing earlier strands of strategy, execution, and institution building into one role.
Expertise
Operating across finance, strategy, and scale.
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Risk Management
Credit and market risk frameworks designed for institutional clarity, resilience, and decision quality.
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Investment Banking
Complex transactions, capital raising, and structured advisory for ambitious growth moments.
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Corporate Finance
Debt and equity strategies aligned to business objectives, timing, and operating reality.
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Digital Strategy
Cross-functional leadership for growth across fintech, e-commerce, and digital transformation work.
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Social Innovation
Scalable operating models for non-profits and social enterprises using technology and financial tools.
Education
Formal training behind the practice.
2009 - 2012
DAV College, Jalandhar
Bachelor of Commerce
2012
Benchmark Six Sigma
Lean Six Sigma Green Belt
Organisational Behaviour Studies
2013
Benchmark Six Sigma
Lean Six Sigma Black Belt
Business Administration, Management & Operations
2013 - 2014
The London School of Economics
London, United Kingdom
Post Graduate Diploma in Management
Business Administration, Marketing & Management
2014 - 2017
Guru Nanak Dev University
Bachelor of Laws - LLB
Connect
Let's connect.
Open to meaningful conversations in finance, entrepreneurship, institution building, and social impact.